AS A CONDITION TO USING LENDER420’ WEBSITE, YOU MUST AGREE
TO THE FOLLOWING TERMS AND CONDITIONS OF USE. IF YOU DO NOT AGREE TO
THESE TERMS AND CONDITIONS, YOU SHOULD EXIT THIS WEBSITE IMMEDIATELY.
Welcome to Lender420’ website. This website is owned and operated by
Lender420 LLC, a California corporation (“Lender420,” “we,” or
“us”). By visiting our website at www.lender420.com, including any subdomain
thereof (the “Website”), you acknowledge and agree to accept and adhere to the following terms
and conditions as stated in this agreement (hereafter referred to as “User Agreement”), along
accesses or uses the Website or the Resources (defined below).
We reserve the right to change or amend this User Agreement from time to time without notice.
All changes shall be effective upon posting. You acknowledge and agree that it is your
responsibility to review this User Agreement periodically to familiarize yourself with any
modifications. We may terminate, suspend, change, or restrict your access to all or any part of
the Website without cause, notice, or liability.
Limitations of Use and Compliance with Laws
You agree to use the Website, including without limitation, the text, data, source code, software,
photos, images, information, resources, services, products, tools, and other information
(collectively the “Resources”), only for the purposes permitted by (a) the terms and conditions of
this User Agreement, and (b) applicable laws, regulations, and generally accepted online
practices and guidelines.
The Website and related services is intended solely for Users who, if a natural person, are
eighteen (18) years of age or older, and any registration by, use of, or access to the Website by
any natural person under 18 years of age is unauthorized, unlicensed, and in violate
on of this User Agreement. By using the Website or any related services, you represent and
warrant that, if you are a natural person, you are 18 years of age or older, and that you agree to
and will abide by all of the terms and conditions in this User Agreement.
Engaging in any activity that disrupts or interferes with the Website or the Resources, including
the servers and/or networks to which the Resources are located or connected, is strictly
prohibited. Attempting to copy, duplicate, reproduce, sell, trade, or resell the Website or the
Resources is strictly prohibited.
You may review personal information (including credit data) posted by or relating to other Users
on the Website, but you are not authorized to disclose or otherwise use such information for any
purpose other than assessing the creditworthiness of other Users. You may not reproduce any
personal information (including credit data). Further, you represent and warrant that: (i) you do
not have the ability to match any personal information (including credit data) posted by or
relating to other Users to the identity of any individual; (ii) you will not make any attempt to
obtain data permitting you to match any personal or commercial information (including credit
data) posted by or relating to other Users to the identity of any individual or business; (iii) you
will not accept any information from any third party that permits such a match; and (iv) you will
make no such match.
Access to Resources
In order to access the Resources, you may be required to provide certain information about
yourself and your business (including information about your identity, finances, and business
performance) as part of the registration process. You agree that any information you provide will
be accurate, correct, and up to date.
You are responsible for maintaining the confidentiality of any login information associated with
any account you use to access the Resources. Accordingly, you are responsible for all activities
that occur under your account. Accessing (or attempting to access) any of the Website or the
Resources by any means other than through the means we provide, is strictly prohibited, and
you agree not to access (or attempt to access) the Website or the Resources through any
automated or unconventional means without our written consent. You are solely responsible for
any consequences, losses, or damages that we may directly or indirectly incur or suffer due to
any unauthorized activities conducted by you.
We may provide various open communication tools on the Website, such as a blog, discussion
forums, and social media services. You understand that we do not pre-screen or monitor the
content posted by Users of these various communication tools, and it is your personal
responsibility to use these tools in a responsible and ethical manner. By posting information or
otherwise using any open communication tools made available on the Website, you agree that
you will not upload, post, share, or otherwise distribute any content that:
a. is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent,
deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit
b. infringes on any trademark, patent, trade secret, copyright, or any other proprietary right of
c. contains any type of unauthorized or unsolicited advertising; and
d. impersonates any person or entity, including any Lender420 employees or
We have the right, in our sole discretion, to remove any content that we feel does not comply
with this User Agreement, along with any content that we feel is otherwise offensive, harmful,
objectionable, inaccurate, or violates any third party copyrights or trademarks. You hereby
consent to the removal of any content we may choose to remove, and you consent to waive any
claim against us. We are not responsible for any delay or failure in removing any content.
We do not assume any liability or guarantee the accuracy of any content posted by you or any
other third party Users. Any content posted by you using any open communication tools on the
Website, provided that it does not violate or infringe on any third party copyrights or trademarks,
becomes the sole property of Lender420, and as such, gives us exclusive rights to
reproduce, modify, adapt, translate, publish, publicly display, and/or distribute as we see fit.
You are solely responsible for your interactions with other Users. We reserve the right, but have
no obligation, to monitor disputes between you and other Users. Consent to Doing Business Electronically
You hereby agree that we may deliver all notices, disclosures, documents, reviews, analyses, or
other materials, and any and all other documents, information, and communication concerning
you or Lender420, including, without limitation, information, required or permitted
to be provided to you under this User Agreement or any other agreement between you and
Lender420 by means of email or by posting on the Website or by other means of electronic
communication. Because Lender420 operates principally on the internet, you will
also need to consent to transact business with us online and electronically. By accessing this
Website, you consent to transact business electronically and to receive electronically all
disclosures, documents, communications, notices, contracts, and agreements arising from or
relating in any way to your or our rights, obligations, or services under this User Agreement or
any other agreement between you and Lender420.
You agree to indemnify and hold harmless Lender420 and its affiliates, and each
of their directors, officers, managers, employees, donors, agents, and licensors, from and
against all losses, expenses, damages, and costs, including reasonable attorneys’ fees,
resulting from any violation of this User Agreement, your use of the Website or the Resources,
or the failure to fulfill any obligations relating to your account incurred by you or any other
person using your account. We reserve the right to take over the exclusive defense of any claim
for which we are entitled to indemnification under this User Agreement. In such event, you shall
provide us with such cooperation as is reasonably requested by us.
explain how we collect, manage, process, secure, and store your private information. Our
Limitation of Warranties
THE WEBSITE AND RESOURCES MAY CONTAIN TECHNICAL ERRORS TYPOGRAPHICAL
MISTAKES, OR OTHER INACCURACIES. LENDER420 DOES NOT
UNDERTAKE THE RESPONSIBILITY TO UPDATE OR AMEND THE WEBSITE OR THE
RESOURCES OR TO PROVIDE SUPPORT FOR YOUR USE OF THE WEBSITE OR THE
RESOURCES. UNLESS OTHERWISE EXPRESSED, THE WEBSITE AND THE RESOURCES
ARE PROVIDED “AS-IS,” WITHOUT ANY WARRANTY AND LENDER420
EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER
EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES
AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR
NON-INFRINGEMENT, OR ANY WARRANTY THAT THE WEBSITE OR THE RESOURCES
ARE ACCURATE, ADEQUATE, OR FREE OF VIRUSES OR OTHER HARMFUL
Furthermore, you understand and agree that:
a. any content downloaded or otherwise obtained through the use of the Website or the
Resources is done at your own discretion and risk, and that you are solely responsible for any
damage to your computer or other devices for any loss of data that may result from the
download of such content; and b. no information or advice, whether expressed, implied, oral or written, obtained by you from
Lender420 or its affiliates (and each of their agents or representatives) or through the
Website or the Resources we provide shall create any warranty, guarantee, or conditions of any
kind, except for those expressly outlined in this User Agreement.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL LENDER420 OR ITS AFFILIATES BE
LIABLE FOR ANY DAMAGES INCLUDING GENERAL, SPECIAL, DIRECT, INDIRECT,
INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES (INCLUDING,
WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND
WHETHER IN AN ACTION IN CONTRACT OR NEGLIGENCE ARISING OR RELATING IN ANY
WAY TO THE USE OR INABILITY TO USE BY ANY PARTY OF THE WEBSITE, THE
RESOURCES, OR ANY THIRD-PARTY WEBSITE TO WHICH THIS WEBSITE IS LINKED, OR
IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION,
INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS
OR LINE OR SYSTEM FAILURE, EVEN IF LENDER420, ITS AFFILIATES, OR
REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES,
LOSSES, OR EXPENSES. NEITHER LENDER420 NOR ITS AFFILIATES ARE LIABLE
FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY USER. YOUR SOLE
REMEDY FOR DISSATISFACTION WITH THIS WEBSITE IS TO STOP USING THE WEBSITE.
IF YOUR USE OF MATERIALS FROM THIS WEBSITE RESULTS IN THE NEED FOR
SERVICING, REPAIR, OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY
COSTS THEREOF. IF THE FOREGOING LIMITATION IS FOUND TO BE INVALID, YOU
AGREE THAT LENDER420 AND ITS AFFILIATES TOTAL LIABILITY TO YOU
FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY KIND OR NATURE SHALL
BE LIMITED TO THE AMOUNT YOU PAID, IF ANY, FOR THE USE OF THE WEBSITE.
All content and materials made available by Lender420, including, but not limited
to, the Website, Resources text, graphics, website name, code, images, and logos are the
intellectual property of Lender420 or the original creator of the material, and are
protected by applicable copyright and trademark law. Any inappropriate use, including but not
limited to, the reproduction, distribution, display, or transmission of any content on this Website
is strictly prohibited, unless specifically authorized in writing by Lender420.
In addition to this User Agreement, you may enter into other agreements with us that will govern
your use of the Website or the Resources. If there is any contradiction or conflict between this
User Agreement and another agreement you enter into with us applicable to the Website or the
Resources, the other agreement shall take precedence in relation to the specific aspects of the
Website or the Resources.
If any part, term, or provision of this User Agreement is held to be illegal, in conflict with any law,
or otherwise invalid, the remaining portion or portions shall be considered severable and not be
affected, and the rights and obligations of the parties shall be construed and enforced as if this
User Agreement did not contain the particular part, term, or provision held to be illegal or invalid.
Termination of Use
You agree that we may, at our sole discretion, limit, suspend, or terminate your access to all or
part of the Website and the Resources without notice and cause. Any suspected illegal,
fraudulent, or abusive activity is also grounds for terminating your relationship and may be
referred to appropriate law enforcement authorities. Upon suspension or termination of this User
Agreement, your right to access or use the Website and the Resources will immediately cease,
and we reserve the right to remove or delete any information that you may have on file with us,
including any account or login information.
Headings and Section References
Headings of the articles and sections in this User Agreement are for reference purposes only
and shall not be deemed to have any substantive effect.
This User Agreement shall be construed and governed in accordance with the laws of the State
of California, excluding conflicts of law provisions. Any action relating to this User Agreement
shall be brought in the federal or state courts located in the City and County of Los Angeles,
California USA. You hereby agree to personal jurisdiction by such courts, and waive any
jurisdictional, venue, or inconvenient forum objections to such courts.
If you have questions regarding this User Agreement or the Website, please contact us by email
Loans made pursuant to Department of Business Oversight California Finance Lenders Law License. License 60DBO-4553